Transfer credit balance from AmEx card to bank account. Balance transfer fee: $5 or 3% of each balance transfer, whichever is greater. Regular APR: Variable of 13.99% to 23.99%. Always make sure you maintain payments on existing cards until the balance transfer is complete, otherwise you may be charged a missed payment fee. For example, imagine you have £1,000 of debt on a credit card with an APR (Annual Percentage Rate) of 19%. Choose the balance transfer card that’s right for you – compare our balance transfer offers for help in finding the best deal. Our balance transfer card offers 0% interest on balance transfers to help pay off your outstanding credit card debts with ease. Live rates. Getting in touch Close. In theory, yes. 25 months from date of transfer. 07817749), registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, UK, and authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (reference No. 1. Capital One cards with 0% balance transfer APRs also have 3% transfer fees. How to make a balance transfer. 31 August 2017 at 11:17AM edited 30 November -1 at … The majority of UK card providers issue cards with 16-digit numbers, while American Express cards are issued with 15 digits only, on the front of the card. Rewards Credit Card: 6 months. We may not be able to process transfers from some store cards and charge cards. Issued by American Express Advanced Services Europe Ltd, incorporated in England and Wales(Company No. Login here to your American Express Account, Create a New Online Account or Activate a New Card. A balance transfer allows you to move part or all of the balance of another credit card or some store cards to your Virgin Money Credit Card. Based on our assessment of your circumstances we may offer a 0% interest period of 19 or 16 months instead. As a result, when 15 digits are entered into the system, it … 8 replies 1 .8K views Zephir-1 Forumite. Apply for a Barclaycard online – you can use our free eligibility checker before you apply, to see if you’re likely to be approved. In turn, this may help you pay off your debts faster. This is often, but not always, due to the 15 digit card number, found on an American Express card. 0% interest on balance transfers for up to 22 months from account opening, with a 2.98% transfer fee. (variable) Monthly fee £0; Apply in 10 minutes. Permanently low Balance Transfer rate No annual fee Online Fraud Guarantee Refund Protection Online Account Access Travel Accident Insurance Great Cardmember Deals Low APR - Please visit for latest rates, and the American Express Blue Terms and Conditions. Choose from balance transfer, frequent flyer, cashback and rewards points cards and see customer views. It’s quick, it’s easy and it won’t affect your ability to apply elsewhere. Final Thoughts If you receive a credit balance on a recently closed Amex card as a result of an annual fee refund, you can use the above steps to request a refund in the form of a check or a transfer to another Amex account. Chase cards are at the high end of the scale with a 5% balance transfer fee, except for one notable exception. Representative 18.9% APR (variable) Assumed credit limit £1,200; Purchase rate 18.9% p.a. Balance transfer illustration. You’ll also need to allow for any balance transfer fees and other transactions to be added to the card. An AMEX balance transfer can be more likely to fail. Let’s say you have £3,000 debt on a card that’s currently charging 20% interest annually, but you’ve been offered a new card with 0% on balance transfers for 18 months, a 3% transfer fee and no annual fee.. Clearing your debt over 18 months would be around £407 cheaper using the new 0% card than it would on the old card. MSE LAUNCHES ENERGY MARKET GAME-CHANGER – THE UK'S FIRST AUTO COMPARE-AND-SWITCH SERVICE TSB CLASSIC PLUS INTEREST RATE TO FALL TO 0%. 0% promotional period: 15 months. The Nationwide balance transfer credit card offer is 0% for 18 months on balance transfers, with a 1.5% balance transfer fee within first 90 days, after that 2.4% fee applies, minimum £5 and a representative 19.9% APR variable. 0% interest on money transfers for the first 12 months, with a 3.94% transfer fee Our balance transfer card offers 0% interest on balance transfers to help pay off your outstanding credit card debts with ease. How much can you transfer? Does anyone know if you can do a balance transfer from an Amex charge card and/or credit card to a Barclaycard (or other high street credit cards)? ANY RESTRICTIONS? 10 January at 11:29PM edited 30 November -1 at 12:00AM in Stoozing: Free Cash from Credit Cards. Virgin won't accept my Amex UK balance transfer. Purchase Plus Credit Card. Compare balance transfer credit cards Card Feature. 0% balance transfer period (for balances transferred within the first 60 days of account opening) Balance Transfer Credit Card. 3 replies 6.7K views GrantS69 Forumite. You may want a card with no balance transfer fee if you’re transferring several balances — otherwise, this fee could offset your interest savings. In practice, there have been a few people reporting problems when quoting the AmEx 15-digit number. You’re 18 and over and live in the UK permanently; You have an income of £7,500+ per year; You don’t have another Santander balance transfer credit card; All credit is subject to status and credit checks ; Representative example. The new American Express Preferred Rewards Gold Credit Card replaces the Preferred Rewards Gold Charge Card, which had no limit but didn’t allow you to borrow (as you had to clear your balance … 10 January at 11:29PM edited 30 November -1 at 12:00AM in Stoozing: Free Cash from Credit Cards. If you are paying interest on a credit or store card it could be. EUROPEANS LIVING IN THE UK TO GET NEW EHICS - BUT COVER FOR MOST BRITS REMAINS UNCERTAIN. Balance transfer credit cards - in summary. Your credit history. A balance transfer is when you move a balance you have on one credit or store card to another credit card, like your Barclaycard. This versatile all-rounder from M&S gives you a lengthy break from interest on both purchases and balance transfers, and even earns rewards on your spending. 5 replies 234 views tigerspill Forumite. Barclaycard and Halifax credit cards did not work. A 0% balance transfer credit card can potentially help you save money. Because American Express cards are still less common than MasterCard or Visa cards, some computer systems and payment platforms are designed to expect 16 digits as standard. Apply. Transfer fees may apply. With its extensive history and proven track record, American Express is a name you can rely on. It took a total of four days for the credit balance transfer to appear in my other Amex account. With no annual fee and a low reverting purchase rate, it can help keep the cost of your purchases down.